Karen's Blog

Money Moments – Find Your Earning Ceiling

Have you noticed that your income has danced around a specific number over the past several years, maybe even decades? That no matter how hard you work, you can’t break out of a certain pay range, whether it’s from $20K-$60K, $65k to $85K, or from $150K to $250K? You may blame the career you’ve chosen, or the economy—but the truth is, these external factors are often not the culprit. What is very likely happening is you have an Earning Ceiling—a number that your mind simply can’t imagine you moving beyond. It’s like a glass ceiling that lives inside you. You can’t see it but it’s there. And even if you don’t think you have one, you do. We all do. And make no mistake, its hold on you is powerful. So, how do you pinpoint what YOUR number is? The only way to dissolve it is to turn inward and start exploring. Today, ...Continue Reading

Money Moments – My remedy for this “ugly” election

This past weekend, I was hit with a bout of insomnia. Since the news broke on Friday of Trump’s audio and after watching what experts are calling “the ugliest Presidential Debate ever”, I’ve been, quite honestly, overwhelmed and unable to sleep. And something that Hillary said during the recent debate really hit it on the nose: “This is not an ordinary time and this is not an ordinary election. We are going to be choosing a president who will set policy for — not just four or eight years, but because of some of the important decisions we have to make… from the Supreme Court, to energy, and so much else —there is a lot at stake." Our nation is hurting right now, on a government level yes. But also, on a personal level whether you’re a Democrat or Republican. Each one of us has a lot at stake. We want our child...Continue Reading

Money Moments – Are you self-employed or self-imprisoned?

Today, we’re continuing a special 3-part series dedicated to improving your relationship with earning. (Last week was for those of you want to navigate a pay raise at your traditional 9-to-5 job. If you missed it, you can catch Part 1 of the series here.) Today, in Part 2, I’m offering an elixir for the self-employed, especially those of you who feel like you are putting in the time and effort, but still aren’t earning what you deserve. Oftentimes, we leave the “chains” of a desk job only to realize we’re now in our own prison—held down by our unresolved work and earning issues. And here’s how it may look in your business: You chronically undercharge, afraid that if you share your real hourly rate, no one will come. Or, you avoid pricing conversations with clients, dreading the question, “How much do yo...Continue Reading

Money Moments – How To Improve Your Relationship With Earning (Part 1)…

Money Moments How to improve your relationship with earning Today, I’m kicking off a special 3-part series that is dedicated to improving your relationship with earning. We’ll start with those of you who work a traditional, 9-to-5 job. (If you are self-employed, stay tuned for Part 2 next week.) As a salaried worker with a boss—or multiple bosses—you may feel like the amount of money you earn is totally out of your control. If you are like many people, you may have gone years without approaching your boss about an increase in salary. You may have assumed it will happen and have been waiting patiently (or impatiently). Even if you love your job, this scenario can easily bring up anger, resentment, and frustration. But in corporate settings it’s not uncommon for valuable employees to be overlooked, or passed up for a raise for various reasons. This does not mean getti...Continue Reading

Money Moments – What Your Work History Reveals About You

thoughtful writer Each one of us experiences events in our lives that forcefully shape our relationship to everything... money, work, personal relationships, and success. Since most of us work, or have held some type of job in the past, a person’s work history is often rich with insights and deep-seated beliefs that may otherwise be difficult to uncover. We may resist exploring our work history, but if it is not acknowledged, confronted, and brought into awareness, it will remain a major obstacle to overcoming self-destructive behaviors. Take a moment and reflect on the following: How do you feel about the jobs you’ve had? How have you gotten them, and how have you left them? Did you look forward to going to work or dread it? Did you find your work rewarding and fulfilling? Did you work to your fullest potential? Did you earn what you we...Continue Reading