  We frequently hear from Recovery Counselors who have taken the FRI training, as well as from grateful clients. Read what they have to say.
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“More people need to be doing this important work. To say that training with Karen is the best investment I’ve ever made is an understatement. There is no one who knows how to work with people on their money issues better than Karen McCall. The process Karen created is phenomenal, both in how it teaches people to take control of their finances, and how it gets to the root of deep-seated emotional blockages around money. Karen trained me to work with a wide variety of clients, using her MoneyMinder® process. She is a gifted and highly intuitive teacher. The skills and self-confidence I gained from training with Karen allowed me to open my own financial counseling practice and create a thriving business. I’ve been successfully self-employed, making great money, for over 10 years now! And I’ve been able to help many people. My clients’ lives have truly changed as a result of the powerful financial recovery process. It gets results.”
“I started working with Karen McCall as a client when I was deeply in debt. Using her tools, I am now debt-free, own my own home, and live the life I always dreamed of. Because this work was life-changing for me, I wanted to pass it on to others. I went through Karen's training and became a Financial Recovery Counselor. Her knowledge and understanding of money disorders is extraordinary. She taught me how to effectively reach my clients, giving me the tools to counsel them in achieving their financial goals. I have found this work to be extremely rewarding. Karen's coaching has also helped me grow my business. With the skills she taught me, I’ve been able to retain my clients while expanding my practice. I’ve been counseling part-time. I recently quit my corporate job, and I’m on track to be counseling full-time by the end of 2007. I feel privileged to have worked with Karen for the last 10 years. Her guidance has been invaluable.”
“Through the Financial Recovery process, I’ve finally made peace with money. I know what’s coming in, when bills are due, and my net worth. Using the tools of Financial Recovery, I’ve eliminated debt, saved money, and become so comfortable financially, emotionally, and spiritually, that I’m now able to manifest my dream of self-employment. Because I’ve gained such peace through the Financial Recovery process, I’m now training to become a Financial Recovery Counselor. I’m looking forward to sharing what I’ve learned with others, and helping them make peace with money, too.”
“During my training with Karen McCall, I was continually impressed
with her ability to deliver information in a way that matched my learning
style. As a licensed clinical psychologist, I appreciate that Karen enhances
the knowledge of her trainees and increases their skills at a behavioral
level. She is generous in sharing her own experience as well as practical
tips about building business, all while helping people in need. Going
through the training, I grew financially, and my own relationship with
money was transformed.”
Clients tell us how the FRI method has changed their lives. Counselor training allows you to be a part of this rewarding process. “How appreciative we are for Karen’s help and guidance! When
Cherri and I came to her, our finances were a mess. We knew it was bad,
but we didn't have a clue how bad, because we were both so vague about
money. We had been ignoring what was coming in and where it was going.
We were on a slow downward spiral with impending doom on the horizon.
It seemed like our problems were insurmountable, and frankly, your fee
for our weekly sessions seemed astronomical and impossible. You promised
us that if we followed your directions and applied the MoneyMinder®
principles, we would eventually agree that your fees were the best investment
we had ever made. I thought this was salesmanship and hyperbole, but we
were desperate enough to give it a try. You were absolutely right: working
with you has been the best investment we've made. I couldn't have conceived
of the improvement we have made in our finances. We are very grateful
for your help.”
"In working with my FRI counselor, I've found peace of mind knowing that I am better able to manage my money and create a budget without fear! Learning how to track my spending took a lot of stress out of my life. I would highly recommend FRI to individuals and families so they can learn the right way to enjoy life and have more money and abundance."
“When I started working with Karen, I had burned through most of my savings, lost many clients, and left my assistant alienated. I am very grateful that a fellow lawyer—then a respected acquaintance and now my most valuable mentor—saw me floundering and demanded that I shape up. Hearing about my business problems, he sent me to Karen. Karen saw me as a whole. She understood my combination of money issues in a way no other specialist had. She helped me find the right assistant, and working as a team we implemented systems based on Karen’s models. I finally understand my practice as a business in the way I always wanted to understand it. I bill regularly. I get paid for my work on time. I know what is likely to come in over the next month and the next year. I am putting away savings again. I am never afraid that I might miss a deadline. I still love practicing law. I never lost the love of it, though the bad times made it seem like it wasn’t possible to practice happily. The misery I put myself through helps me appreciate the benefit of Karen’s counsel.”
“I want to thank you again for your coaching and the MoneyMinder®
system. Your program has been invaluable to us. It opened lines of communication
with my husband that I thought were closed forever. As a military family,
we go through many separations. I often used shopping to deal with my
anger that he was away. Our personal financial crisis was overwhelming.
But in less than a year, we have almost erased our debt and have begun
putting money away into savings and investments. The best news of all
is a debt-free vacation we enjoyed this summer. When he’s away I
email him the MoneyMinder® spreadsheet each month so we both know
where every penny is. It was difficult to reach this point but worth the
time and effort it took to get there. This is the only time in my life
that I can say that the benefits of the program outweighed the costs.
Our investment has changed our lives.”
“Before working with Karen, I had limited knowledge regarding my personal finances and how to budget and plan for the future. I was living in denial and reacting defensively to debt and money. The more I despaired over my finances, the more I would spend. My relationship with money was built on guilt and fear. A friend suggested that I go and see Karen. The first thing Karen did was help me see my denial around spending. After we looked at where my money was going, we worked on a plan that was responsible and resourceful so I could start paying off my debt. I set goals. I dreamed of buying a home, and Karen helped me see how I could do that. I have paid off $25,000 of credit card debt and purchased a home. With Karen, miracles do happen. It is about understanding the connection between the choices I make, and the consequences of those choices. I feared I would feel deprived, but I experienced the opposite — a sense of freedom and empowerment. I am eternally grateful that Karen McCall’s life work has changed my life profoundly.”
“Before working with Karen my husband and I had struggled with financial insecurity, underearning, overspending, and a general lack of clarity and direction. At first I was resistant to using the tools Karen provided, but with her quiet understanding, knowledge, and a genuine passion for what she was teaching us, I slowly surrendered. Today, our financial picture is vastly improved. We have a clear idea of where we stand on a daily, weekly, monthly, and yearly basis. We know how much we spend and how much we need to earn to take care of our needs in the present and long term. Before, I kept my head in the sand fearing the unknown and unable to face the reality of our finances. Now, I value and embrace the freedom that having understanding of our money gives me.”
“I never had a budget. My inability to explain to my husband how I spent our money left me feeling guilty and out of control. Karen trained me to use the MoneyMinder® spreadsheet so that I could know on an ongoing basis how much was being spent in specific categories and how much was remaining. I quickly caught on, and after a few months, I could feel a shift in the way I felt about what was being spent. I discovered that being able to see our financial picture as it really was enabled me to have intelligent, informed discussions with my husband about our finances. We would never have gotten this far without the patient and knowledgeable guidance of Karen McCall. There is a new openness and clarity between my husband and me, and our relationship is definitely improved.”
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